Term Life Insurance
Term Life Insurance Information
Compare from over 30 of the Best Life Insurance companies. No personal information is required to get an accurate quote. All we need is your state, date of birth, gender, smoking status, health class, length of the term plan you are seeking and the amount of the insurance. Hit compare now and you will instantly see quotes from all the top carriers. Companies like Prudential, Principle, AIG, Pacific Life, John Hancock, Lincoln National, Nationwide, Mutual of Omaha, Transamerica and many others. Most people are familiar with the basics of life insurance. You pay a premium and your family receives a monetary payout when you die. However, there is more than one type of life insurance policy that can protect your family’s financial future. You can apply online and never leave your home. Everything is completed over the phone and through email.
What is term life insurance?
Term life insurance is the most affordable type of life insurance. This makes it popular among young adults who are just starting families of their own. With a term life policy, you select the number of years—the term—in which your policy will be active. You may find monthly premiums to be affordable. However, keep in mind that dependents will receive a payout only if the policyholder dies within the specified term.
What are the benefits of term life insurance?
If you wish to leave a legacy behind for your family, life insurance is an important consideration. Term life insurance provides an affordable way to ensure your family can continue making ends meet. Because this is the most basic type of life insurance, it’s easy for many to fit it into their budgets. You’ll pay the same rate for your entire term, regardless of waning health.
Most insurance providers allow you to select a term of one to 30 years, giving you the option to lock in your rate for longer. When you renew a term life insurance policy, your new rate is recalculated based on your current health and other factors. This is why many people lock in their rate for longer terms.
Get started today!
We make finding the best Life Insurance for you an easy process. Fill out a quote form today, and let our agency find a policy for you. All it takes is a few minutes to provide your family with years of financial protection. We are licensed in Illinois, California, Florida, Georgia, Maryland, North Carolina, New Jersey, Ohio, Pennsylvania, Texas, Virginia and Michigan. We also provide whole life insurance quotes.