Term Life Insurance

Term Life Insurance quotes without personal information. If you attempt to obtain a quote from another site and are required to put in your name, e-mail address and phone number, you risk the chance of being inudated with phone calls for 2 months or more. Not here though.  Compare from over 30 of the Best Life Insurance companies. Get Instant Term Life Insurance quotes with out compromising your personal information and without sales pressure. All we need is your state, date of birth, gender, smoking status, health class, length of the term plan you are seeking and the amount of the insurance. Hit compare now and you will instantly see quotes from all the Best carriers. Companies like Prudential, Principle, AIG, Pacific Life, John Hancock, Lincoln National, Nationwide, Mutual of Omaha, Transamerica and many others. Most people are familiar with the basics of life insurance. You pay a premium and your family receives a monetary payout when you die. However, there is more than one type of life insurance policy that can protect your family’s financial future. You can apply online and never leave your home. Everything is completed over the phone and through email.

Life Insurance Rates by Age

In the table below we’ve compared the cost of $100,000 of whole life insurance to the cost of a $100,000, 30-year level term for an individual in “preferred” or slightly above average health.

Male – $100,000 Whole Life Vs. $100,000 Term

Age	Whole Life	Term Life	Annual Savings	Savings After 30 Years
20	$143.29	$10.59	$1,569.96	$47,098.80
25	$144.59	$10.90	$1,585.56	$47,566.80
30	$148.60	$12.99	$1,627.32	$48,819.60
35	$163.73	$13.73	$1,800.00	$54,000.00
40	$188.27	$17.52	$2,049.00	$61,470.00
45	$226.03	$26.29	$2,396.88	$71,906.40
50	$271.00	$38.33	$2,792.04	$83,761.20
55	$329.64	$67.21	$3,149.16	$94,474.80
60	$407.77	N/A	N/A	N/A

Female – $100,000 Whole Life Vs. $100,000 Term

Age	Whole Life	Term Life	Annual Savings	Savings After 30 Years
20	$131.28	$10.31	$1,451.64	$43,549.20
25	$132.59	$10.31	$1,467.36	$44,020.80
30	$135.37	$11.23	$1,489.68	$44,690.40
35	$146.16	$12.16	$1,608.00	$48,240.00
40	$164.78	$15.29	$1,793.88	$53,816.40
45	$191.83	$20.60	$2,054.76	$61,642.80
50	$221.41	$29.93	$2,297.76	$68,932.80
55	$259.69	$47.08	$2,551.32	$76,539.60
60	$315.03	N/A	N/A	N/A

*Displayed monthly rates are provided for illustrative purposes only.

 

Obtain an Accurate Life Insurance Quote Today

We work with over 40 top-rated life insurance companies that specialize in affordable term and whole life issuance products. We also offer guaranteed universal life insurance which works just like term life insurance (no investing) with guaranteed rates and coverage until the age of 85 or later.

 

What is term life insurance?

Term life insurance is the most affordable type of life insurance. This makes it popular among young adults who are just starting families of their own. With a term life policy, you select the number of years—the term—in which your policy will be active. You may find monthly premiums to be affordable. However, keep in mind that dependents will receive a payout only if the policyholder dies within the specified term.

What are the benefits of term life insurance?

If you wish to leave a legacy behind for your family, life insurance is an important consideration. Term life insurance provides an affordable way to ensure your family can continue making ends meet. Because this is the most basic type of life insurance, it’s easy for many to fit it into their budgets. You’ll pay the same rate for your entire term, regardless of waning health.

Most insurance providers allow you to select a term of one to 30 years, giving you the option to lock in your rate for longer. When you renew a term life insurance policy, your new rate is recalculated based on your current health and other factors. This is why many people lock in their rate for longer terms.

Get started today!

We make finding the best Life Insurance for you an easy process. Request an application today, and an agenct will contact you shortly. All it takes is a few minutes to provide your family with years of financial protection. We are licensed in Illinois, California, Florida, Georgia, Maryland, North Carolina, New Jersey, Ohio, Pennsylvania, Texas, Virginia and Michigan.  We also provide whole life insurance quotes.