• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Toll Free (877) 336-8595 | Local (847) 336-8595
Home
Since 1958
Trusted Choice

 

  • Home
  • Get A Quote
    • Auto Insurance Quote
    • Final Expense
    • Homeowners Insurance Quote
    • Pet Insurance
    • Quote Forms
    • Instant Med Supp Quotes
    • Term Life
  • Customer Service
  • Blog
  • What We Offer
    • Auto Insurance
    • Employee Benefits
    • Final Expense
    • Financial Service
    • Group Health
    • Healthiest You
    • Home Insurance
    • Human Resources
    • IRAs & Rollovers
    • Life & Disability
    • Medicare supplement
    • Pet Insurance
    • 401Ks - 403Bs - 457s
    • Term Life
  • Resources
    • Insurance Glossary
    • Refer a Friend
  • About Us
    • About Tomei Insurance Agency
    • Community Involvement
    • Customer Testimonials
    • Employee Directory
    • Location Map
    • Privacy Policy
  • Contact
    • Contact Us
    • Join our Newsletter
Home > Critical Illness

Critical Illness Benefits

Back to Employee Benefits

Critical illnesses are on the rise and many employees are unprepared for the financial burden. A stroke, heart attack or cancer treatment can mean time away from work. In addition, out-of-pocket costs can cause a significant drain on an employee's finances. Having critical illness coverage provides extra financial protection ─ so employees can focus on getting better.

Offering Critical Illness Coverage can Show Employees You Care
Critical illness insurance can be a great complement to your current benefits plan ─ especially high-deductible health plans. It can provide a cash payment to help employees deal with the unexpected costs of a serious illness. Many critical illness plans also offer wellness benefits. When employees take an active role in their health, they are more likely to avoid the incidence of a serious illness.

It Also Offers These Convenient Features:
      ►   A single plan design option ─ You can provide consistent benefit messaging to employees across all locations
      ►   A choice of funding ─ Employee-paid, employer-paid or shared funding options help you meet budgetary needs
      ►   Easy integration with other plans ─ One claim form triggers service for multiple benefits, which helps reduce
             employer administration time
      ►   Budget-friendly payroll deduction ─ You can offer the benefit to employees without extra billing


Help Ease the Financial Impact of Critical Illness
Critical illness coverage is a valuable supplement to existing benefit plans.

Sick
Pay

Critical Illness Benefits
 Short Term Disability Benefits/
Long Term Disability Benefits

Time off work due to disability (for illustrative purposes only)

Did you know?
      •  
More than 3.3 million American workers have cancer annually. This results in more than 33 million disability
           days per year, translating to $7.5 billion in lost productivity.
1
      •    Approximately 90% of all disabilities are caused by illnesses rather than accidents. 2


          1       Derek H Tang et al, "Health Care Expenditures, Hospitalizations and Productivity Associated with Cancer in US Employer
               Settings," Journal of Occupational and Environmental Medicine (Vol 54, no. 12, 2012)

      2         Council for Disability Awareness (http://www.disabilitycanhappen.org/chances_disability/disability_stats.asp),
              "Chances of Disability: Me, Disabled?" (2012; accessed Oct 29, 2012)


Facebook
LinkedIn
Google+
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us

Contact Us

  • 223 N. IL Route 21
  • Gurnee, IL 60031
  • Toll Free: (877) 336-8595
  • Local: (847) 336-8595
  • Fax: (847) 336-6598
  • Email
 

Insuring: Gurnee, Waukegan, Zion, Mundelein, Libertyville, Grayslake, Antioch, Ingleside, Round Lake, Round Lake Park, Round Lake Beach, Beach Park, and Great Lakes, Illinois as well as Kenosha, Racine and Pleasant Prairie, Wisconsin. Along with other counties in Lake County, IL and we're just a short 40 miles north of downtown Chicago.

© Copyright. All rights reserved.
Powered by Insurance Website Builder