What to look for in a good Long Term Care Policy?
Guaranteed Renewable, Covers all Levels of Care, Premiums Remain Level, Benefits Never Reduced, Inflation Protection, Full Coverage for Alzheimer's Disease, Waiver of Premium.

Additional Features in better Long Term Care poicies
Home Health Care Benefits, No Prior Hospital Stay Required, Optional Elimination Periods, Medicare Approval Not Required, Premium Discounts for Spouse, Adult Day Care and Hospice Care, Assisted Living Facility Care